Summary
Initial Maximum Monthly cost per Pounds 1,000 Lender rate Type and duration loan Fee Redemption penalty Notes Interest-only Repayment
BEST MORTGAGE BUYS OWNER-OCCUPIED RESIDENTIAL MORTGAGES First Direct 3.34% Fixed for 2 years 60% Pounds 1,498 3% falling to 2% of loan for 2 years BL Pounds 2.78 Pounds 4.92 Leek United 3.39% Fixed until 30/9/11 75% Pounds 1,495 5% of loan until 30/9/11 O Pounds 2.83 Pounds 4.95 First Direct 4.24% Fixed for 3 years 75% Pounds 998 3% falling to 2% of loan for 3 years BL Pounds 3.53 Pounds 5.41 Chelsea 4.80% Fixed until 31/8/14 65% Pounds 995 5% of loan until 31/ 08/14 LOV Pounds 4.00 Pounds 5.73 Co-Op 5.29% Fixed until 31/8/19 60% Pounds 995 5% of loan until 31/8/19 OR Pounds 4.41 Pounds 6.02 HSBC 2.49% 1.45% discount for 2 years 60% Pounds 249 2% falling to 1% of loan for 2 years OL Pounds 2.08 Pounds 4.48 Alliance & Leics 2.95% Base rate +2.45% for 2 years 75% Pounds 499 3% of loan for 2 years FO Pounds 2.46 Pounds 4.72 Co-Op 2.39% Base rate +1.89% till 30/9/12 75% Pounds 995 3% of loan until 30/9/12 OR Pounds 1.99 Pounds 4.43 HSBC 2.74% Base rate +2.24% for term 60% Pounds 999 None L Pounds 2.28 Pounds 4.61 First Direct 2.98% Cap at 4.99% until 31/ 8/12 75% Pounds 1,499 None BDL Pounds 2.48 Pounds 4.73 BUY-TO-LET MORTGAGES Mortgage Works 4.99% Fixed until 30/9/11 60% 3.25% 5% of loan until 30/9/11 O Pounds 4.16 Pounds 5.84 C& G 4.49% Base rate +3.99% till 31/10/12 60% 2.5% 3% falling to 2% of loan until 31/10/ 12 LOV Pounds 3.74 Pounds 5.55 National Counties 5.89% Fixed until 31/5/14 60% Pounds 2,495 5% falling to 1% of loan until 31/05/14 O Pounds 4.91 Pounds 6.38 0500See the full content of this document
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