Thanks to a 100% Loan and No Deposit, I Own My Home ; From Deals for Graduates to a Helping Hand by the State, First- Timers Can Find Ways to Get On the Property Ladder

Summary

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A starter mortgage paved the way for David Curran to achieve his ambition of owning his own home by 30. He beat his target when he moved into a two-bedroom detached house last month, shortly after his 27th birthday. The key to his move was a HomeStart mortgage from HSBC, plus incentives it offers to recent graduates.

'I bank with HSBC and I knew that they offered a special 100 per cent mortgage deal for graduates,

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Thanks to a 100% Loan and No Deposit, I Own My Home ; From Deals for Graduates to a Helping Hand by the State, First- Timers Can Find Ways to Get On the Property Ladder

as long as they take it up within five years of graduating,' says David, a software project manager.

'I graduated from Bournemouth University almost five years ago and realised I'd have to move fast if I wanted to take advantage of the deal.' David needed no deposit and pays only the interest on his Pounds 120,000 loan for the fi...

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