Five Major Changes to Your Life

Summary


A new generation of pensioner backpacker is likely to be one of the unintended results of the A-Day revolution.

One reform being introduced on April 6 will allow savers to take up to one quarter of their retirement fund as a tax-free lump sum once they hit 50, changing to 55 from April 2010. But the rest of the pension remains untouched.

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Five Major Changes to Your Life

Access to this tax-free nest-egg is set to launch a host of middle-aged travellers on world trips. Just over a third of those aged between 45 and 55 say they would use the cash to travel, according to research by Lloyds TSB Private Banking.

Another third say they would try to pay off their mortgage, while another fifth predict...

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