Fsa Too Busy Looking at the Road Behind

Summary


LORD Turner's report on how his Financial Services Authority will overhaul the policing of financial services, published last week, said much about mortgage lending.

The main thrust of his report is that banks should lend with an eye to reducing 1) the size of the mortgage relative to the value of the home, and 2) the size of the mortgage relative to a borrower's wage.

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Extract


Fsa Too Busy Looking at the Road Behind

It all sounds like good, common sense, but it comes a tad too late.

Thanks to lax regulation in the past - Financial Mail among others has long highlighted rash lending to which the FSA turned a b...

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